The BPI Bank has been notified by the European Central Bank regarding the decision on minimum prudential capital requirements and leverage ratio for 2026, following the results of the Supervisory Review and Evaluation Process (SREP), according to an official statement.
The communication indicates that the Pillar 2 capital requirement for BPI remains at 2%. It was noted that the Bank of Portugal set the countercyclical capital buffer rate at 0.75% of the total risk exposure amount in Portugal, effective from January 1, 2026, leading to an increase in the minimum capital requirements compared to current levels.
As of January 1, 2026, BPI must meet the minimum prudential requirements of 10.1% for the Common Equity Tier 1 (CET1) capital ratio, 12.0% for the Tier 1 capital ratio, and 14.5% for the total capital ratio.
The requirement for Pillar 1 leverage ratio remains unchanged at 3%.
Considering these values, as of September this year, BPI exceeded the minimum requirements applicable from January 2026, it concluded.
